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January 09, 2015

Overnight Open Thread (9 Jan 2015)

Pretty silly to talk about offering "free" community college (it's not really free) when the taxpayers are already being fleeced by the real bank of America. Just in 2013 alone, the feds gave out $977M in student loans and I'm sure a large chunk of these loans will never be repaid and there will be no penalties. President Warren will guarantee that.

Jason Delisle: The hidden student-debt bomb.

From the perspective of the taxpayers who must ultimately finance these liabilities, however, the federal student-loan program is performing badly and steadily getting worse.

In related news, it would seem that history repeats itself in regard to subprime loans. Why are so many recent car loan borrowers delinquent?

In 2013, around 1-in-4 car loans were written to subprime borrowers, some of whom faced interest rates higher than 20%.
The WSJ analysis found that 8.4% of subprime auto loan borrowers during the first quarter of 2014 had missed at least one payment by November.

Standby for a repeat in the housing industry as subprime loans are back there too.

top picture courtesy of barkpost


General Mattis

Here are some fine quotes from Marine Corps General Mattis. I especially like this one. Too bad nearly all journalists don't follow this insight. Folks like Gruber and many politicians would never get away with their bullshit.

"You cannot allow any of your people to avoid the brutal facts. If they start living in a dream world, it's going to be bad."

Guns

Once again, the MSM displays their ignorance. WashPost asks, with straight face, why didn't strict gun laws stop Charlie Hebdo massacre?

Related. Gun sales surged in December.

Office Weaponry

Islam

Stop pretending terrorism has nothing to do with Islam.

What is less obvious to me is why liberals aren't more inclined to defend the right of people to be critical of all religions. Why aren't they more interested in why Islamic ideas so often manifest in violence? Why do the practitioners of these ideas find themselves in clashes with every culture they touch (Jews, Hindus, Christians, and all others)? Seems like a tolerant liberal would be phobic about the stoning of gays or the institutionalized dehumanization of women that's rampant in "moderate" Muslim nations - forget radical Islam. Instead, they expect people to cower from one of the "stupidest neologisms" to be concocted in years.

2Cellos

Map Quiz

OK, I think this map quiz is fairly easy. Can you name a city just by looking at its streets?

Fracking and Texas

Myth-making about fracking, Texas tremors.

Dog Video

Tonight's ONT brought to you by dogs that think they are people:

Notice: Posted by permission of AceCorp LLC. Please e-mail overnight open thread tips to maet or CDR M. Otherwise send tips to Ace.

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posted by CDR M at 09:53 PM

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