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December 05, 2011

Fantastic Idea: Hey, Let's Ask Colleges To Cosign The Loans They're Inducing Students To Take Out

It's very clever. Suddenly colleges would be aligned in interest with the bank (which wishes to be repaid), the taxpayer (who wishes to not have to subsidize nonpaying loans), and the student, who, whether he understands it or not, should be avoiding educational loans which are out-of-proportion to the likely ability to pay his education has given him.

Suddenly colleges would not be Universities of General Feel-Goodery And Do What You Wantery, but would have a cash-money interest in steering students towards courses of study with decent prospects for employment, and to limiting how much each student takes out in loans.

Really great idea. Of course this will punish all the Professors of Silly Studies, because they won't be able to trick as many students into taking majors in their unemployable fields. But that seems to be a good thing.

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posted by Ace at 12:28 PM

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