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February 24, 2010

Paper hanging in the digital age - deposit checks by taking an iPhone pic of them

What could possibly go wrong with this idea? I'm all for it. I promise to send everyone a postcard with pics of my new mansion in Tahiti.

In the near future, you might not even have to visit a bank or an ATM to deposit a check. You'll simply snap a couple of photos of it with your cell phone.

Applications to do just that are already available for Apple's iPhone and other gadgets from USAA, a company that provides insurance and banking mainly for military veterans. Chase, Bank of America and Citibank are among the banks planning to release similar applications this year.

Although the technology, known as remote-deposit capture, promises to save consumers time, it adds a new wrinkle to concerns about fraud and the privacy of financial data...

I'm not the slightest bit "concerned" about fraud and privacy here. Indeed, I'm wildly enthusiastic about the wonderful new technology and await its PERVASIVE DEPLOYMENT with bated breath.


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posted by Purp at 07:37 PM

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