Funny: "Chief of Terminator Design" Explains Why Terminators Have to Time-Travel Naked
The theory makes a lot more sense than the "covered in flesh" nonsense, and explains why Terminators have to appear physically buff despite the fact that they're robots and could still be wickedly strong and fast even if they were of average height and "overweight"... Okay, I'll just give it away: The Terminator designer is a gay robot-perv [CADDaddy]